Aging in place

Should You Move When You Retire or “Age in Place?”

As people age, many share similar goals: to remain in their own homes, maintain independence for as long as possible, and rely on family and friends for support only when necessary. This concept of staying in one’s own home throughout the aging process is known as aging in place. However, successfully aging in place requires careful planning and thoughtful consideration.

One of the most common reasons older adults ultimately decide to relocate is health concerns. As individuals age, changes in health can make living independently difficult or even unsafe. This often leads families to explore safer and more secure options, such as moving to a senior living community. The important question for many becomes: Should you relocate, or continue aging in place?

Consider Relocating

A study conducted by the Geriatrics Healthcare Professionals* from the Journal of the American Geriatrics Society explored how and why individuals often change their minds about aging in place. The objective of the study was to gain a deeper understanding of the factors that influence older adults to reconsider their original plans regarding aging. Several influences identified in the study included:

  • Personal health experiences, such as a sudden stroke or the diagnosis of a chronic illness.
  • Health experiences of loved ones, like a spouse’s diagnosis or an unexpected medical event.
  • The influence of those around them, including discussions with family members and observing friends who have made similar decisions.

A key finding from the study was that, over a 36-month period, nearly half of the older adults involved changed their minds about whether to continue aging in place or move to a long-term care facility.

When evaluating options, it is important to consider that decisions about care and living arrangements often involve the help of a family member. Having someone to assist with research, coordinating services, or managing a move can make the process smoother. However, solo agers—those without immediate family support—may find that aging in place is a more practical solution for maintaining their independence.

Tips For Aging in Place

There are several steps that can be taken to make the home environment safer and more manageable for aging adults. Conducting a room-by-room assessment can help identify potential hazards and areas for improvement. Addressing immediate safety concerns, such as fixing loose stair railings and improving lighting, should be a priority. Afterward, more comprehensive adjustments can be made to ensure a safer living space that supports aging in place.

Concerns about the cost of home modifications are a common issue. Fortunately, financial assistance may be available. State housing finance agencies, social services departments, community development organizations, and even federal programs often provide aid or discounts to help cover the costs of necessary repairs and safety updates.

Another critical component of planning to age in place is determining how to pay for future care needs. Although home-based services can be expensive, they may still cost less than moving to a residential facility such as an assisted living or a nursing home. How individuals pay for care will depend largely on their financial circumstances, their eligibility for assistance programs, and the types of services they require.

Which Option is Best For You?

The best time to begin planning for aging in place is before extensive care is needed. Early planning provides the opportunity to make important decisions while individuals are still capable and proactive.

The first step is researching available home-based care services in the community and evaluating their costs. Preparing in advance also allows homeowners to make modifications that meet their evolving needs as they continue to age in place.

It’s also important to take into account any existing health conditions, such as diabetes or heart disease, that could affect mobility or self-care abilities over time. Consulting a healthcare provider can provide valuable insight into how these illnesses might progress and impact future living arrangements.

Open communication with family members, friends, and caregivers is vital. Discussing the type and level of support needed to successfully remain at home ensures that expectations are realistic and helps identify who may be able to assist when necessary. It is also wise to revisit the decision periodically, as personal needs and circumstances can change over time.

Many older adults who wish to maintain independence and remain in familiar surroundings will consider aging in place. However, achieving this goal requires thorough planning, consideration of health and financial factors, and a willingness to adapt as needs evolve. Whether you ultimately decide to stay at home or transition to a senior living community, making informed choices will help ensure safety, comfort, and peace of mind in the years to come.

Check out this article from the National Institute on Aging to learn more.

*Source: Forbes, National Institute on Aging