Although the age to claim Medicare is 65, many senior benefits and discounts begin much earlier. When you turn 50, you can join the AARP or AMAC and start taking advantage of senior discounts. Other reductions have minimum age requirements, which vary by employment or location and might range from 50 to 65 years.
Are you unclear on whether a location offers a senior discount? Look into it, and don’t be afraid to ask. Because not all businesses clearly advertise whether or not they offer senior discounts, some asking about it may be necessary.
Save Big on Shopping
As a senior, expanding your budget can help you save money, and taking advantage of available discounts can make routine shopping much cheaper. Before your next shopping excursion, remember that there are a range of money-saving offers available across popular retailers:
Every Tuesday, Goodwill offers a 10% discount to shoppers aged 60 and above. Seniors on Medicaid or SNAP can enjoy full Amazon Prime advantages for just $6.99 per month, which is much cheaper than the normal charge. Every Wednesday, Kohl’s offers a 15% discount to customers aged 60 and older, while Michaels gives a 10% discount to anyone over the age of 55. Every Wednesday, Hy-Vee customers aged 55 and up can save 5% on their groceries. Rite Aid also provides savings for seniors 65 and over, such as 20% off on the first Wednesday of each month. Walgreens offers discounts to consumers 55 and older and AARP members, making wellness basics more affordable. Finally, on Thursdays, seniors 55 and older receive a 20% discount at various Habitat for Humanity ReStores.
Save On Groceries
If you want to stretch your grocery budget, many retailers in the United States offer senior discounts, which can add up over time. While these discounts may differ by location and are subject to change, they provide an excellent opportunity to save more money on necessities.
Every Monday, American Discount Stores offers a 10% discount to customers over the age of 62. Next, every Wednesday, Bi-Lo offers a 5% discount to consumers aged 60 and older. On the first Wednesday of each month, Fry’s Food Stores offers a 10% discount to customers aged 55 and up. On Thursdays, Harris Teeter offers a 5% discount to consumers over the age of 60. Hy-Vee also participates, offering a 5% discount on Wednesdays for seniors 55 and above, though the specific offer may vary by shop. Every Wednesday, for those in the Pacific Northwest and California, New Seasons Market offers a 10% discount on most items to customers over the age of 65.
Cut Down Auto Insurance Payments
Many seniors end up paying far too much for automobile insurance, frequently because they simply let their policies renew automatically year after year without considering other options. If you’re over 45 and paying over $38 per month, you’re probably overpaying for your coverage. Fortunately, most seniors can now save more than $400 per year by using Coverage.com, a free vehicle insurance comparison website.
All you have to do is go to the website, answer a few easy questions, and review the insurance options it offers. That’s all it takes—it’s quick, simple, and may save you a lot of money!
Slash Your Auto Service Bill
As a senior, saving money on car maintenance can make a significant difference, especially as costs rise. Before having your vehicle serviced or repaired, check for senior discounts, which can help you save money on things like oil changes, new tires, and regular maintenance. Many auto servicing businesses provide special discounts to older individuals.
For example, at participating Jiffy Lube locations, AARP members receive a discount. Midas provides a 10% discount on labor and services, but Pep Boys provides a 10% discount at select stores to clients aged 60 and above. STS Tires & Auto Centers also supports seniors by providing a 5% discount on tires, services, and accessories to anybody aged 55 and above. Taking advantage of these deals allows your money to go further while maintaining your car in good condition.
Take Advantage of Health Discounts
Older Americans frequently overspend on their healthcare needs, ranging from everyday drugs to important wellness items. These fees can soon build up, causing financial hardship for many. Fortunately, there are various programs available to assist seniors in better managing their expenses.
For example, Rite Aid’s Wellness 65+ Program provides a 20% discount on purchases on the first Wednesday of each month, as well as a free consultation with a pharmacist. Walgreens’ free myWalgreens membership offers seniors 55 and older 20% off both online and in-store purchases. The RxFreeCard also saves seniors money on prescriptions, and Atera Spas offers special prices on goods designed exclusively for older individuals. Additionally, AARP Prescription Savings enables members to save an average of 61% on FDA-approved drugs that are not covered by insurance.
Reduce Travel Costs
If you enjoy traveling, vacationing, or visiting family, it’s always a good idea to look into travel discounts for seniors. Travelers aged 55 and up can frequently receive unique benefits and savings from various travel providers.
For example, American Airlines offers a variety of senior discounts on select flights, but you must contact them for details. Amtrak offers a 10-15% discount to seniors in most destinations, and Alaska Airlines offers savings of up to 10% depending on the travel period. Southwest Airlines offers special Senior Fares for passengers over the age of 65, which can be booked online or through customer service. United Airlines also offers special pricing for travelers over 65; simply pick the “Over 65” option when booking. Hertz’s Fifty Plus Program provides a 20% discount for clients aged 50 and up, as well as benefits such as faster service and reward points.
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Source: Walletjump
