Navigating Your Financial Future

Compass Financial Associates

Grand Blanc, MI & Bay City, MI

Financial Planner

Compass Financial handles a variety of services including financial planning, wealth management, tax planning and estate planning. You may benefit from our services, especially if you’re nearing or have started retirement. At Compass Financial, we utilize three main guiding principles when helping clients. Our “financial planning cornerstones” are as follows:

Keeping your money safe
Getting you a reasonable rate of return**
Keeping your strategy relatively simple

No one should have to worry about losing their assets–we can help you plan for retirement with confidence. Learn about different methods for protecting your savings and earning a reasonable rate of return** at one of our upcoming events, or give us a call.

Who We Are

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Matt Balsbaugh

Matt Balsbaugh is the Founder and CEO of Compass Financial. He has decades of experience in the financial services industry, and strives to help clients achieve their long-term goals.

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Ryan Brummans

Ryan Brummans is a Series 65-licensed Financial Advisor & Managing Partner with Compass Financial. He joined our team with the objective of helping people eliminate confusion when planning for their financial future.

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Maddison Brummans

Maddison Brummans is Ryan's wife, Matt and Lori's daughter, and the president of Compass Financial, overseeing the entirety of our operations.

about lori

Lori Balsbaugh

Lori Balsbaugh is Matt's wife and the CFO of Compass Financial, running the firm alongside him by handing our finances.

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Christina Stokes

Christina Stokes is a Social Security Specialist with Compass Financial. She is a licensed Insurance Agent and has over 20 years of experience in the financial services industry.

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Hunter Balsbaugh

Hunter Balsbaugh is Matt and Lori's son and a licensed insurance agent, who meets with clients in order to discuss their goals and the services we offer.

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Chelsea Fink

Chelsea Fink is our Vice President of Operations. She is responsible for various client services, annuity and insurance applications, and, in part, organizing seminars.

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Cyleigh Clifford

Cyleigh Clifford is our Vice President of Client Relations, responsible for a number of client services, including scheduling seminars and taking customer service calls.

about barb

Barb Proffer

Bio coming soon

about lynda

Lynda Bagwell

Bio coming soon

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Steve Ahonen

Bio coming soon

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Randi Alejos

Randi is the Director of Compliance with Compass Financial. She’s responsible for assisting Maddison in a number of tasks at our office.

What We Do

Tax Services
Estate Planning
Wealth Management

Our Core Principles

Compass Financial believes in using three main guidelines when planning for retirement:

Safety First

During your younger years, you may have invested using a passive “buy and hold” strategy. And back then, that was perfectly serviceable. If the stock market goes down while you’re still working, it’s likely you’ll have time to recover from losses before you reach retirement. However, as you approach retirement, you no longer have time on your side. You’re going to need that money soon, so you may want to take a more active approach to keeping it safe–and growing your savings, to ensure you don’t run out during retirement. That’s where we come in; protecting your money is our top priority, because we understand how vital that is to any good financial retirement plan. Reach out to us to learn more about how we can help you.

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Reasonable Rate of Return**

Protection is crucial, but so is earning a reasonable rate of return** on your savings. You deserve a financial planner who can get you both of these benefits. We can show you plans and products that have the potential to grow your nest egg while keeping your principal and interest safe. Once you know all your options, earning a reasonable rate of return** is much easier than you might think.

Keep It Simple

Many people begin to feel overwhelmed as retirement approaches; financial planning during this time can be scary. But, we believe it doesn’t have to be stressful or complicated. We have a Series 65 financial planner, Ryan Brummans, as part of our team. We can break down for you all of the factors that impact your finances in retirement, and give you our advice in regard to what you can do. Learn more by attending one of our educational seminar events.

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We host regular educational seminar events, to help people learn more about their options in retirement. At these events, guests enjoy a delicious complimentary gourmet meal, while getting up-to-date information about the latest issues impacting retirement and strategies they may not have thought of.

OR

You could schedule a one-on-one meeting with us.

We can discuss ways you can retire with confidence. Additionally, we will review how much the stock market impacts your retirement future, and what approach we believe you should take to managing your money.