Navigating Your Financial Future
Compass Financial Associates
- Our Locations
Grand Blanc, MI • Bay City, MI • Escanaba, MI
- Give Us A Call
Financial Planner
Compass Financial handles a variety of services including financial planning, wealth management, tax planning and estate planning. You may benefit from our services, especially if you’re nearing or have started retirement. At Compass Financial, we utilize three main guiding principles when helping clients. Our “financial planning cornerstones” are as follows:
Keeping your money safe
Getting you a reasonable rate of return**
Keeping your strategy relatively simple
No one should have to worry about losing their assets–we can help you plan for retirement with confidence. Learn about different methods for protecting your savings and earning a reasonable rate of return** at one of our upcoming events, or give us a call.
Who We Are
Matt Balsbaugh
Matt Balsbaugh is the Founder and CEO of Compass Financial. He has decades of experience in the financial services industry, and strives to help clients achieve their long-term goals.
Ryan Brummans
Ryan Brummans is a Series 65-licensed Financial Advisor & Managing Partner with Compass Financial. He joined our team with the objective of helping people eliminate confusion when planning for their financial future.
Hunter Balsbaugh
Hunter Balsbaugh is Matt and Lori’s son and the 5th generation in the insurance industry. Hunter is a Financial Advisor and President of the Life Insurance Division at Compass Financial. He helps clients build strong financial plans while leading the firm’s life insurance services to provide protection and peace of mind.
Maddison Brummans
Maddison is Ryan's wife, Matt and Lori's daughter, and the president of Compass Financial. She leads Compass Financial with a focus on client success, strategic growth and innovative solutions.
Lori Balsbaugh
Lori is Matt’s wife and serves as Chief Financial Officer of Compass Financial, bringing expertise in financial strategy, planning and operational leadership.
Steve Ahonen
Steve is the VP of Medicare Operations and a licensed Medicare Specialist who brings decades of experience and a passion for helping clients navigate Medicare with clarity and confidence.
Randi Alejos
Randi is the Vice President of Operations at Compass Financial. She is responsible for the company's day to day operational functions, ensuring efficiency, compliance and excellence across all departments.
Barb Proffer
Barb leads the Transfer Department at Compass Financial as a Notary and IRS Enrolled Agent, bringing over 50 years of experience to ensure secure, compliant, and seamless client asset transfers.
Lynda Bagwell
Lynda is an Executive Administrative Assistant who supports the Compass Financial team with expert coordination, confidential support, and a strong commitment to client service.
Shelley McArdle
Shelley is the Director of Information Technology. She is responsible for overseeing the planning, management and execution of the organization's information needs as well as support the Life Insurance Division.
Brandon Romo
Brandon Romo serves as a Service Advisor at Compass Financial, providing personalized support and guidance to clients while helping them navigate their financial goals with confidence.
What We Do
Our Core Principles
Compass Financial believes in using three main guidelines when planning for retirement:
Safety First
During your younger years, you may have invested using a passive “buy and hold” strategy. And back then, that was perfectly serviceable. If the stock market goes down while you’re still working, it’s likely you’ll have time to recover from losses before you reach retirement. However, as you approach retirement, you no longer have time on your side. You’re going to need that money soon, so you may want to take a more active approach to keeping it safe–and growing your savings, to ensure you don’t run out during retirement. That’s where we come in; protecting your money is our top priority, because we understand how vital that is to any good financial retirement plan. Reach out to us to learn more about how we can help you.
Reasonable Rate of Return**
Protection is crucial, but so is earning a reasonable rate of return** on your savings. You deserve a financial planner who can get you both of these benefits. We can show you plans and products that have the potential to grow your nest egg while keeping your principal and interest safe. Once you know all your options, earning a reasonable rate of return** is much easier than you might think.
Keep It Simple
Many people begin to feel overwhelmed as retirement approaches; financial planning during this time can be scary. But, we believe it doesn’t have to be stressful or complicated. We have a Series 65 financial planner, Ryan Brummans, as part of our team. We can break down for you all of the factors that impact your finances in retirement, and give you our advice in regard to what you can do. Learn more by attending one of our educational seminar events.
We host regular educational seminar events, to help people learn more about their options in retirement. At these events, guests enjoy a delicious complimentary gourmet meal, while getting up-to-date information about the latest issues impacting retirement and strategies they may not have thought of.
You could schedule a one-on-one meeting with us.
We can discuss ways you can retire with confidence. Additionally, we will review how much the stock market impacts your retirement future, and what approach we believe you should take to managing your money.